Collection Disaster Recovery 2026.06.23

Checklist of Things to Check Before Cleanup and Insurance Claims After the Typhoon

This is a checklist to help you sequentially verify photo documentation, electrical safety, insurance filing, and damage reporting after a typhoon has passed.

#Insurance Claims #Typhoon Damage #Damage Recovery #Flood Recovery #Disaster Relief

After a typhoon, the desire to clean up quickly can overshadow the need to document damages and confirm safety, which can complicate insurance claims or support applications. Turning on water-damaged electrical appliances immediately or cleaning up a damaged area without photos can be dangerous.

This list organizes the necessary steps for checking damage to homes, vehicles, businesses, and belongings after a typhoon. Always ensure safety first, then eliminate electric and gas hazards, followed by organizing photos, receipts, and details of the damage.

Take Overall Photos of the Damage Scene First

Take Wide Photos of the Damage Site First

Before starting restoration, take wide shots of the rooms, balcony, vehicles, and the exterior of the business to document the extent of the damage. Close-up shots of the damage will be helpful when explaining to the insurance company or management.

확인 순서 복구 전

Do Not Connect Power to Wet Electrical Devices

Do Not Connect Power to Wet Electrical Appliances

Electrical appliances that have been submerged or are wet may still have moisture inside even if they appear dry outside. Connecting power immediately poses a risk of electrocution or fire, so it's safest not to use them until a professional inspection.

확인 순서 전기 안전

Check for Gas Smells and Leaks

After the typhoon, check for possible pipe damage, flooding in the boiler room, and gas leaks. If you notice strange smells or continual leaking, do not attempt to fix it yourself—contact the management office or a professional service.

확인 순서 가스·배관

Do Not Start Vehicle After Flooding

Do Not Start the Engine if the Vehicle is Flooded

If your vehicle is submerged, do not start it. Take photos first, then call your insurance company and towing service. Starting the engine may cause further damage, which could be detrimental in assessing compensation.

확인 순서 차량 피해

Check Terms and Coverage Before Insurance Claim

Check Insurance Terms and Coverage Before Filing

Different insurance policies, such as homeowners, disaster, and auto insurance, have varying coverage for typhoon damage. Before filing, check your insurance policy and coverages, and confirm the necessary documents through customer service or the app.

확인 순서 보험 확인

Keep Repair Estimates and Receipts

Even if repairs are urgent, it's advisable to keep estimates, receipts, company names, and before-and-after photos. These can serve as proof of expenses when claiming insurance money or applying for damage support later.

확인 순서 비용 증빙

Check Local Government Reporting Channels

Check Local Channels for Reporting Damage

For property flooding, crop damage, and small business losses, reporting to local authorities and on-site inspections may be necessary. Check your local city, county, or district office website or residents' center for guidance.

확인 순서 공공 신고

Separate and Sanitize Contaminated Items

Items that have been submerged may have come into contact with contaminated water, so gloves should be worn when handling them. For hygiene-sensitive items like food, medication, and baby products, it is safer to strictly adhere to disposal guidelines, even if they seem salvageable.

확인 순서 위생 관리

Plan for Mold and Moisture Removal

Plan to Remove Mold and Moisture

Simply wiping off the water may lead to mold growth behind wallpaper, carpets, or furniture. Ensure enough time for dehumidifying, ventilating, disinfecting, and drying; consider consulting a professional recovery service for severe flooding.

확인 순서 건조·복구

Check for Family Health

Check on Family Health

During the recovery process, there may be risks of falling, electric shock, exposure to contaminated water, and heatstroke. If you have elderly family members or children, make sure they are not overly exposed to recovery tasks, and seek medical advice if there are symptoms like fever, skin rashes, or respiratory issues.

확인 순서 건강 확인

Recovery from typhoon damage should be swift but with evidence preserved. Take photos of both the overall scene and close-up damaged areas, and keep estimates and receipts before repairs. Reporting damage to local authorities, insurers, and management offices may require different documents, so it's convenient to gather the same materials in one folder.

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Take Overall Photos of the Damage Scene First

복구 전

Do Not Connect Power to Wet Electrical Devices

전기 안전

Check for Gas Smells and Leaks

가스·배관

Do Not Start Vehicle After Flooding

차량 피해

Check Terms and Coverage Before Insurance Claim

보험 확인

Keep Repair Estimates and Receipts