Collection Real Estate Subscription 2026.07.03

Collection of Steps to Prepare from Winning the Subscription to Signing the Contract

After winning the subscription, a summary of the steps that are easy to overlook, from announcement of winners, document submission, contract deposit, interim loan, final payment, to move-in preparations

Winning a subscription is not the end but the beginning of the contract and financing process. After the announcement of the winners, you need to submit documents within a specified period, verify eligibility, pay the deposit, and plan for interim loans and final payments. Missing any schedules or documents during this process can lead to losing the hard-earned opportunity, and setting an excessive financial plan can create burdens by the time of move-in. This list organizes what steps to take after winning the subscription until signing the contract.

Confirmation of Winner Announcement

Check Announcement of Winners

The first step after winning the subscription is to check your winning status and standby status on the subscription home or LH Subscription Plus. Since many users may access the site on the announcement date, ensure to check leisurely, and don’t just look at the announcement screen; immediately record the document submission dates and contract schedule. Standby winners may also be required to submit documents, so check your number and information carefully. After confirming your winning status, it’s advisable to reopen the recruitment announcement to compare the required documents and schedule.

활용 목적 첫 단계 확인 포인트 당첨 여부, 예비순번, 서류 제출 대상, 일정 활용 팁 발표 당일 일정표를 캘린더에 바로 등록

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Submission of Eligibility Verification Documents

Submit Eligibility Verification Documents

After winning, you need to verify whether the information entered during the application corresponds to your actual eligibility with documents. Depending on the requirements, you may need documents such as a resident registration certificate, family relationship certificate, marriage certificate, income data, asset data, and documents related to your subscription account. Requirements may vary based on the type of supply, and the submission deadline can be short, so it’s essential to check the list as soon as you receive the notification. Missing documents or discrepancies with the reference date can lead to disqualification risks.

활용 목적 검증 단계 확인 포인트 등본, 초본, 가족관계, 혼인, 소득, 자산, 통장 서류 활용 팁 공고문 서류 목록과 제출처를 체크리스트로 관리

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Check for Ineligibility

Check for Disqualification

During the eligibility verification process after winning, factors such as non-ownership of housing, income, assets, household composition, regional requirements, and duplicate applications will be re-checked. While only the input values are considered during application submission, discrepancies between actual documents and what was submitted may result in disqualification. If you receive a notice of disqualification, check the appeal period and required materials, and distinguish whether it was a simple mistake or actual non-eligibility. For ambiguous items, it is advisable to respond based on the project owner's guidance and official notices.

활용 목적 검증 단계 확인 포인트 무주택, 소득·자산, 세대, 지역, 중복 신청 활용 팁 소명 기간과 추가 제출 자료를 놓치지 않기

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Preparation for Deposit Payment

Prepare for Deposit Payment

When signing a contract, it’s necessary to prepare a deposit that corresponds to a certain percentage of the sales price. The deposit percentage and payment schedule differ for each complex, so it’s important to verify accurately based on the announcement and contract guidance. Since the time from winning to the contract date may not be long, it’s best to prepare the deposit even before applying for the subscription. Failure to secure the deposit may lead to contract forfeiture and issues with using a subscription account, so it’s essential to plan finances conservatively.

활용 목적 계약 단계 확인 포인트 계약금 비율, 납부일, 납부 계좌, 계약 장소 활용 팁 청약 전 최소 필요 현금을 미리 확보

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Confirmation of Sales Contract

Check the Sale Contract

When signing a contract, it’s important to verify the sale contract alongside optional charges, balcony extensions, interim payment schedule, expected move-in date, and penalty conditions. Information provided at the model house may differ from the terms in the contract, so important conditions should be based on written documents. Confirm and sign details such as building number, unit number, area, sale price, selected options, and payment schedules. The contract will serve as a basis for future loans, final payments, and move-in procedures, so keep a copy safe.

활용 목적 계약 단계 확인 포인트 동·호수, 면적, 분양가, 옵션, 납부 일정, 위약 조건 활용 팁 구두 설명보다 계약서 문구를 기준으로 확인

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Mid-Term Loan Application

Apply for Interim Loan

After signing the sale contract, many people proceed with interim loans according to the payment schedule. It’s essential to check designated financial institutions for the complex, whether guarantees are available, loan limits, interest payment conditions, and whether there are self-payment rounds. Even if an interim loan is available, conditions may vary based on personal credit, regulations, income, and existing loans. Calculating the interest burden and cash flow until move-in can help reduce unexpected pressures.

활용 목적 자금 단계 확인 포인트 지정 은행, 보증, 대출 한도, 이자, 자납 회차 활용 팁 중도금 대출 가능 여부를 계약 전부터 확인

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Final Payment and Move-in Fund Planning

Final Payment and Move-in Financial Planning

Final payment often becomes the biggest burden at move-in time. It's important to calculate the possible amount of mortgage loan, interest rates, DSR, existing loans, potential use of jeonse deposit, acquisition taxes, and moving expenses at the time of move-in. Rates and loan regulations may change between the time of subscription and move-in, so it’s advisable to keep additional funds available. If the final payment plan is unstable, you may rush to seek loans right before move-in, so starting long-term planning immediately after signing the contract is essential.

활용 목적 입주 준비 확인 포인트 잔금, 주담대, 취득세, 옵션 잔금, 이사비, 금리 활용 팁 입주 예정일 기준 대출 가능성과 현금 여력을 따로 계산

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Contract Cancellation and Subscription Restrictions Check

Check for Contract Forfeiture and Subscription Restrictions

If you forfeit the contract or become disqualified after winning, you may face disadvantages such as restrictions on future subscriptions or account usage. Restrictions may differ based on the complex, supply type, and region, so confirm any disadvantages before deciding to forfeit the contract. Simply lacking funds and deciding to forfeit can disrupt your entire future subscription plans. The best preventive measure is to assess whether the complex is one you can realistically contract with before even applying.

활용 목적 주의 단계 확인 포인트 계약 포기, 부적격, 청약 제한, 통장 재사용 가능 여부 활용 팁 넣기 전에 계약 가능한 분양가인지 먼저 판단

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After winning the subscription, managing your schedule takes precedence over joy. It's a good idea to organize the announcement date, document submission period, contract date, deposit payment date, interim loan application date, and final payment date in one place for easy viewing. Especially since eligibility verification is a process to confirm whether the applicant's input values were correct, winning doesn’t mean all procedures are immediately complete. Before signing the contract, it's important to check the announcement, information from the project owner, and the loan conditions from financial institutions to create a feasible plan.

한눈에 보기 8개

Confirmation of Winner Announcement

첫 단계 · 당첨 여부, 예비순번, 서류 제출 대상, 일정 · 발표 당일 일정표를 캘린더에 바로 등록

Submission of Eligibility Verification Documents

검증 단계 · 등본, 초본, 가족관계, 혼인, 소득, 자산, 통장 서류 · 공고문 서류 목록과 제출처를 체크리스트로 관리

Check for Ineligibility

검증 단계 · 무주택, 소득·자산, 세대, 지역, 중복 신청 · 소명 기간과 추가 제출 자료를 놓치지 않기

Preparation for Deposit Payment

계약 단계 · 계약금 비율, 납부일, 납부 계좌, 계약 장소 · 청약 전 최소 필요 현금을 미리 확보

Confirmation of Sales Contract

계약 단계 · 동·호수, 면적, 분양가, 옵션, 납부 일정, 위약 조건 · 구두 설명보다 계약서 문구를 기준으로 확인

Mid-Term Loan Application